Patient Resources
Financial Options
Quality dental care should never be delayed because of financial uncertainty. At the practice of Dr. R. David Brumbaugh, we make it easy to understand your costs, maximize your insurance benefits, and access flexible payment options for every budget. Our team discusses fees transparently before treatment begins so you can make informed decisions without surprises.
Payment Methods We Accept
Insurance
Most PPO dental insurance plans accepted. We verify benefits and file claims on your behalf.
Credit Cards
Visa, Mastercard, American Express, and Discover accepted. Also cash and personal checks.
CareCredit
Healthcare credit card with promotional no-interest periods. Apply online in minutes.
Cherry
Flexible payment plans with no hard credit check to pre-qualify. Fixed monthly payments.
Cash & Checks
Cash and personal checks accepted for all services.
No Insurance
Self-pay patients welcome. Transparent pricing with financing available for all treatments.
Dental Insurance
We accept most PPO dental insurance plans. Our team verifies your benefits before your appointment, provides a clear estimate of your out-of-pocket costs, and files claims on your behalf after treatment. You pay your estimated portion at the time of service, and we handle the paperwork with your insurance company directly.
Please bring your insurance card to your first visit so we can verify coverage accurately. If you have questions about whether we accept your specific plan, call 214-369-5159 and our team will check for you.
Financing with CareCredit
CareCredit is a healthcare credit card that allows you to spread treatment costs into manageable monthly payments. Many CareCredit plans offer promotional periods with no interest if paid in full within the promotional window. Apply online in minutes or ask our team for assistance at your appointment.
Financing with Cherry
Cherry offers flexible payment plans with a quick online application and no hard credit check to pre-qualify. Approved patients can split their treatment costs into fixed monthly payments with clear terms and no hidden fees. Cherry is an excellent option for patients without dental insurance or those seeking larger treatments like dental implants, veneers, or full-mouth reconstruction.
Maximizing Your Benefits
Dental insurance benefits typically reset on January 1. Unused benefits do not roll over. Our team can help you plan treatment timing to maximize your annual benefits, especially for phased treatment plans that span multiple calendar years. If you are approaching year-end with remaining benefits, scheduling before December 31 may save you money.
No Insurance? No Problem
Patients without dental insurance are welcome and will never be charged more than insured patients for the same procedures. We provide transparent pricing, and financing through CareCredit and Cherry makes even comprehensive treatment accessible with low monthly payments.
Frequently Asked Questions
We accept most PPO dental insurance plans. Call 214-369-5159 with your plan details and our team will verify whether we are in-network or can accommodate your coverage as an out-of-network provider.
Yes. We collect your estimated patient portion (copay or coinsurance) at the time of service. We then file the claim with your insurance company on your behalf. If there is an adjustment after insurance processes the claim, we will contact you regarding any remaining balance or refund.
Both CareCredit and Cherry offer online applications that take only a few minutes. You can apply from home before your appointment or ask our front desk team for help applying in the office. Approval decisions are typically immediate.
We do not offer in-house payment plans. However, CareCredit and Cherry provide flexible monthly payment options that serve the same purpose with clear terms and consumer protections.
Questions About Cost or Coverage?
Call 214-369-5159 or contact us online. Our team is happy to provide estimates, verify insurance, or help you explore financing before your appointment.